10-Q, Member Exclusive Deposits vs. Payments – What drives more value for banks today? - The crossroads of legacy banking and modern fintech brings a simple yet critical question: what powers lasting value for banks? - Investors are moving past the “bank ... See more
Designing new products,
Member Exclusive,
The Customer Effect
Gen Z’s new financial playbook: Not just digital, but guided
- The old financial services formula of early capture, single-product selling, and assumed lifetime loyalty is beginning to crack.
-... See more
10-Q,
Member Exclusive
Klarna’s American drive and SoFi’s crypto comeback
- Klarna and SoFi may be landing different kinds of blows, yet both remain firmly in the fight for meaningful growth.
- Their trajectories reveal broader lessons for fintechs and ba... See more
Business of Fintech,
Member Exclusive,
SMB Finance
Putting small businesses first: AI, trust, and the human side of finance
- At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s... See more
10-Q,
Member Exclusive
The fintechs that refuse to stand still
- Robinhood, Upstart, and LendingClub tell a bigger story about where fintech is likely headed in 2026.
- Robinhood is chasing the frontier, Upstart is testing its own limits, and LendingClub ... See more
