No, Your Mortgage Rate Won't Go Down With a Fed Cut
Richard Barrington
U.S. News & World Report October 28, 2025
Blake Wheeler
While the Fed is expected to cut interest rates, mortgage rates don't necessarily drop. Here's why.
Read Full Article »
Comm... See more
How to Get Out of Credit Card Debt Fast
- You can tackle your credit card debt in several ways, from payoff strategies to debt consolidation.
- If the DIY methods aren’t working, help is available from credit counselors, Debt Consultants, and bankruptcy a... See more
Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
- Using a 401(k) loan to pay off credit card debt can be relatively cheap and easy.
- Before you consolidate debt using a 401(k) loan, learn the costs and risks.
- Explore other borr... See more
What Is the Community Reinvestment Act?
- The Community Reinvestment Act (CRA) is a federal law designed to encourage banks to serve the credit needs of low- and moderate-income customers.
- Banks are rated based on how much of their lending goes to low a... See more
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments
- Credit card hardship programs don’t reduce what you owe, but could make your payments more affordable.
- Hardship programs are designed to be temporary, so use them to buy time whi... See more
