HELOCs soar above 8% to start year; home equity loans drop modestly
A huge jump in HELOC rates to start the new year. The $30,000 home equity line of soared 59 basis points to 8.22%, as a major lender ended promotions, according to Bankrate’s national sur... See more
HELOC and home equity rate forecast for 2026: Rates will drop to three-year lows
Homeowners tapping their equity in 2026 should expect borrowing to get more affordable, with rates reaching their lowest levels since at least 2023, according to Ted Rossman,... See more
30-year mortgage rates decrease - How long will rates stay here? | Today's mortgage and refinance rates, January 6, 2026
National mortgage rates were mostly lower versus last week, according to Bankrate data. Average rates for 30-year fixed, 15-year fixed... See more
Renovate or relocate? The expensive question facing homeowners
Jeremy Nunes calls it the “money pit.”
The three-bedroom, ranch-style home in central Illinois looked like a dream when Nunes and his wife purchased it in 2017, needing what appeared to be lit... See more
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, January 2, 2026
Mortgage interest rates were mostly lower compared to a week ago, according to Bankrate data. Average rates for 30-year fixed, 15-year fixed and 5/1 ... See more