Jimmie Franklin

Regulatory Influencer: First Step To Permanent Price Cap On UK-EEA Interchange Fees On October 10, 2025, the UK’s Payment Systems Regulator (PSR) launched a consultation on the methodology for developing a price cap on cross-border interchange fees for tr... See more

As the next phase of artificial intelligence (AI) begins to affect the payments sector, regulators will need to adapt and evolve existing frameworks to manage the risk to consumers. Agentic AI refers to AI systems composed of autonomous agents that can ma... See more

The Central Bank of Malta’s (CBM) public consultation aims to encourage wider use of digital payment methods and reduce reliance on cheques, marking a vital step towards a more competitive EU-wide payments environment. The proposed measures, open for cons... See more

The proposal would give non-bank payment firms direct connectivity to the Fed’s systems, reducing reliance on partner banks and aligning the US with international norms. The blueprint for a new type of “payment account,” also referred to as a “skinny mast... See more

As legislators ask questions, the outage may increase scrutiny of cloud and digital infrastructure providers and prompt financial institutions to review their reliance on foreign-hosted services. On October 20, 2025, the Treasury Select Committee wrote to... See more