Grace Gausden

The winter period could be one of the best times to buy a property or remortgage, experts say, with people able to haggle prices down considerably. Mortgage rates are coming down – with two-year fixed deals available from 3.5 per cent – and incomes have b... See more

There has been a decline in providers offering offset mortgages in recent years, with Clydesdale Bank, a part of Virgin Money, the latest to remove their rates from the market. An offset mortgage essentially links your savings account, or in some cases yo... See more

Millions of historic state pension records are being deleted, undermining efforts to correct errors in the system, new information shows. The Department for Work and Pensions (DWP) has admitted to multiple mistakes in state pension payments in recent year... See more

The Government is being warned to tell savers whether it plans to make changes to pension rules in the Budget as more people look to make a “knee-jerk decision” and take their lump sum. Experts say that Chancellor Rachel Reeves should dispel rumours about... See more

The Chancellor is reportedly considering a proposal to spread stamp duty payments across several years in a bid to drive growth and boost the housing market. It is among changes to property tax that are being considered by the Treasury, ahead of Budget di... See more