Rhiannon Stone

We're writing an article on Airbnb home insurance and what hosts need to protect them and their business. We'd love to include some of your first-hand insights and experiences. In return, we can offer a link to 1) your direct booking site 2) your listing page or 3) a business website explicitly related to the STR industry. Here are the questions. Feel free to answer as few or as many as you like but please try to use full sentence/paragraph answers. 1) When did you first realize standard homeowners insurance wasn’t enough for Airbnb? 2) Did your original homeowners policy explicitly exclude short-term rentals? 3) What surprised you most about how insurers classify STR activity? 4) Do you treat AirCover as primary protection or backup protection? 5) Did you start with an endorsement and later switch to a dedicated STR policy? Why? 6) What do you pay annually for STR insurance? What factors increase the premium the most? 7) What made you choose your current insurer? 8) Did you compare multiple providers? What differences stood out? 9) What would you tell a new host about insurance before they list their first property? Thanks in advance for any help you can give us!